FARCIQ is the insurer of real estate brokers and agencies. If you encountered a problem during your transaction and believe that an unintentional fault, error, or omission was committed by a broker or agency, you can submit a claim.

To determine whether professional liability can be incurred, the following three criteria must be met:

There are various factors, including defences, that may influence the professional liability assessment and the possibility of being compensated. In addition, note that professional liability and ethics are quite distinct. Therefore, violating ethical rules does not necessarily result in monetary compensation from FARCIQ.

Brokers and agencies must pay a professional liability insurance premium to FARCIQ every year. For more information about the Fund, visit The Fonds d'assurance responsabilité professionnelle du courtage immobilier du Québec (FARCIQ)

We don't think you should have to. That's why we created Sutton Secur, Sutton Québec's official legal protection program.

With Sutton Secur, you're protected if a problem or legal dispute arises in connection with the purchase or sale of a property. Whether it's your primary residence, an income property, an estate sale, or even a property sold without a legal warranty, Sutton Secur is there to support you, and your coverage is valid for life.

Buy and sell with complete peace of mind thanks to the most comprehensive real estate transaction protection available on the market, so you're protected no matter what happens.

Visit The most important guide in Quebec on hidden defects.